Annuity Tables

[sethef]

I am doing a project for school on annuity pricing. I was wondering what the appropriate table is for determining the mortality / life expectancy of annuitants (i.e. what table does an insurance company use for pricing annuities?). I know that for life insurance, the company would be using the VBT, but is there a different table for annuities?

Thanks!

[JMO Fan]

Yes, there are many choices. Annuity buyers generally expect themselves to live longer than average. Google "annuity tables" and read.