I encountered this problem:

"Calculate the probability that a life age 36 who has been insured for two years will live to age 40."

The solution says to calculate 4_p_[36]+2. Shouldn't this be 4_p_[34]+2 because if you've BEEN insured for two years and you're now 36, then your selection age is [34].

Thanks

"Calculate the probability that a life age 36 who has been insured for two years will live to age 40."

The solution says to calculate 4_p_[36]+2. Shouldn't this be 4_p_[34]+2 because if you've BEEN insured for two years and you're now 36, then your selection age is [34].

Thanks

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